I want to let people know that when they invest they need to take a LONG TERM perspective – anything can happen over the short term (even a rotten decade like the one we just experienced recently can seem painful & dissuade investors and potential investors).

We could also have several years like 2010 (a very good year for most investments) which can help to erase the poor performance many have come to almost expect.  Patience is key – trying to time things up is usually impossible, and emotional decisions in regards to investing almost NEVER work out.  Going against the crowd & buying when investments seem at their bleakest & selling when everyone LOVES the markets is usually a recipe for success (many studies have been done on this & Warren Buffett does it very well).

Please let me know your thoughts on this topic!